Project Roomkey is a statewide program to provide emergency, non-congregate shelter placements (hotel/motel) for people experiencing homelessness and are in need of isolation.

Project Roomkey funds must be used to offer supports starting from the point of outreach engagement through their stay in non-congregate shelter and until the participant is stabilized in permanent housing.  Project Roomkey programs must add or bolster rehousing assistance to their current service provision.

Local governments are encouraged to identify local, state and federal finding to leverage additional resources.

Rehousing assistance can include housing barrier removal, including credit repair or legal services, landlord encouragement and incentives, move-in and housing stabilization costs, rental assistance, assistance with higher level of care placements.

Funds can also be used for housing-related case management, housing navigation, and surge activities, which are coordinated efforts to quickly rehouse a group of people experiencing homelessness.  (ACWDL, November 18, 2020.)

The United States Department of Housing and Urban Development has extended temporary changes to re-verification of employment and appraisal rules for FHA Single Family programs that were announced in Mortgagee Letter 2020-05, summarized here.  Until October 31, 2020, mortgagees do not need to re-verify employment within 10 days of the Note or within 10 days of loan disbursement if there is no loss of employment by the borrower.

Appraisers may do Exterior-only (viewing from the street) or Desktop-Only (relying on various documents and not viewing the property) appraisals for FHA Single Family loans.

There changes also apply to refinances and reverse mortgages.  (Mortgagee Letter 2020-28, August 28, 2020.)

FHA has extended until December 31, 2020 its directive that properties secured by FHA- insured Single Family mortgages are subject to a moratorium on foreclosure, announced in Mortgagee Letter 2020-04, summarized here. This is the third extension of this moratorium.  The moratorium applies to initiation of and completion of the foreclosure process.

Evictions of persons from properties secured by FHA- insured Single Family mortgages are suspended until December 31, 2020.

Deadlines for the first legal action and reasonable diligence timelines are extended by 90 days from the date of expiration of this moratorium.  (Mortgagee Letter 2020-27, August 27, 2020.)

The United States Department of Housing and Urban Development has extended the federal foreclosure and eviction moritorium in Mortgagee Letter 2020-04, summarized here,  to August 31, 2020.  (Mortgagee Letter 2020-19, June 17, 2020.)

The California Department of Social Services (CDSS) has issued information and guidance about Project Roomkey which provides non-congregate shelter options to people experiencing homelessness, particularly private hotel rooms and trailers.  California has distributed 1,305 trailers for Project Roomkey.

CDSS recommends that who are experiencing homelessness and have tested positive for COVID-19, have been exposed to COVID-19 or are at high risk of COVID-19 be prioritized for Project Roomkey.

Project Roomkey providers should: 1) anticipated the need within priority populations and determine how best to triage individuals, 2) identify appropriate locations and properties and execute agreements with property owners, and 3) identify and operationalize core operating services, including wraparound supports.  (ACWDL, June 1, 2020.)

The United States Department of Housing and Urban Development (HUD) has extended the foreclosure and eviction moratorium announced in Mortgagee Letter 2020-04 for borrowers with FHA-insured Single Family mortgages covered under the CARES Act through June 30, 2020.

FHA-insured Single Family mortgages, excluding vacant or abandoned properties, are subject to this extension to the moratorium on foreclosure.  The moratorium applies to initiation of foreclosure and to foreclosures in process.

Evictions of persons from properties securing FHA-insured Single Family mortgages are also suspended through June 30, 2020.

Deadlines for first legal action and responsible diligence are extended by 90 days from the date of the expiration of the moratorium.  (Mortgagee Letter 2020-13, May 14, 2020.)